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What is pre-planning? It is making the decisions about your funeral or final disposition before the need arises. By pre-planning your funeral, you eliminate burdensome decision making when your family is least prepared to make those decisions. The funeral preparations, if not arranged in advanced, must be dealt with at the time of death. Many times, emotions are charged and the family is physically exhausted.
Pre-planning funerals has become more common today, either for yourself or a family member. By pre-planning you remove a tremendous burden from your loved ones and give yourself the confidence of knowing that your personal wishes will be carried out. It is much easier for family members when important decisions have been made in advance. Pre-planning allows you to prepare for the future with a sense of security.
Another benefit of pre-funding your funeral expenses is the exclusion of these monies from your assets when applying for Medicaid coverage. A financial benefit is that the funeral costs are "locked in" at today's prices if paid in advance.